1. Overview
Livo Bank is publicly listed on the listing: pending — listing pending. As a digital banking platform, The Bank is committed to creating sustainable value for its shareholders through prudent financial management, strategic growth initiatives, and robust corporate governance practices.
The Bank's Investor Relations team serves as the primary point of contact for shareholders, analysts, and the investment community, ensuring transparent and timely communication regarding Livo Bank's financial performance, strategy, and outlook.
2. Financial Highlights
Livo Bank delivers strong and consistent financial performance, supported by its diversified revenue streams, prudent risk management, and market-leading position.
SAR 700B+
Total Assets
SAR 48B+
Net Revenue
15%+
Return on Equity
18%+
CET1 Capital Ratio
For detailed financial results and analysis, please refer to our latest annual report and quarterly earnings releases.
3. Stock Information
- Ticker Symbol: Pending
- ISIN: SA0007878162
- Sector: Banks & Financial Services
- Market: Main Market ()
- Shares Outstanding: 3,000,000,000
- Market Capitalization: Among the top listed companies on
For real-time stock quotes, historical data, and trading information, visit the Exchange website.
4. Corporate Governance
Livo Bank maintains a robust corporate governance framework that ensures accountability, transparency, and the protection of shareholder rights. Our governance structure is aligned with SAMA's Corporate Governance Regulations and international best practices.
Board of Directors
The Board of Directors provides strategic oversight and ensures that management acts in the best interests of shareholders and stakeholders.
Board Committees
Audit Committee
Oversees financial reporting, internal controls, and external audit processes to ensure accuracy and compliance.
Risk Committee
Reviews and approves the Bank's risk management framework, including credit, market, operational, and liquidity risks.
Nomination & Remuneration Committee
Recommends Board and executive appointments, compensation policies, and succession planning.
Governance Framework
Ensures compliance with applicable regulations, listing rules, and international governance standards.
5. Financial Reports
Livo Bank publishes comprehensive financial reports to keep investors and stakeholders informed of the Bank's performance and strategic direction.
- Annual Report 2025
- Q1 2026 Financial Results
- Q4 2025 Financial Results
- Half-Year 2025 Financial Results
- Sustainability Report 2025
- Corporate Governance Report 2025
6. Analyst Coverage
Livo Bank is covered by leading international and regional investment research firms, providing independent analysis and recommendations to investors.
- SNB Capital
- Al Rajhi Capital
- Riyad Capital
- JP Morgan
- Goldman Sachs
- Citigroup
- HSBC
7. Dividend Information
The Bank is committed to returning value to shareholders through a sustainable and progressive dividend policy. The Bank's dividend distributions are subject to approval by the General Assembly and regulatory requirements.
- Dividend Policy: Livo Bank targets a competitive payout ratio while maintaining adequate capital buffers for growth
- Payment Frequency: Semi-annual dividend payments
- Currency: Saudi Riyals (SAR)
- Eligibility: Shareholders registered in the Depository Center at the record date
8. Investor Contact
For investor inquiries, please contact the Investor Relations team:
Phone
Address
King Fahd Road, Riyadh 11564, Kingdom of Saudi Arabia