1. Overview
Livo Bank is a digital banking platform serving customers with innovative financial solutions. We are committed to delivering world-class banking experiences through our digital channels.
Headquartered in Saudi Arabia, Livo Bank is a licensed digital banking platform. The Bank operates in full compliance with applicable banking regulations and Islamic Sharia principles alongside conventional banking services.
Livo Bank plays a vital role in supporting financial inclusion and driving digital innovation across the Kingdom. The Bank's diversified business model spans Retail Banking, Corporate & Institutional Banking, Wealth Management, and International Banking.
2. Vision & Mission
Our Vision
To be the partner of choice for all financial needs, empowering individuals, businesses, and communities to achieve their aspirations through innovative and trusted banking solutions.
Our Mission
To deliver innovative, Sharia-compliant banking solutions while creating sustainable value for our customers, employees, shareholders, and the communities we serve. We are committed to:
- Putting customers at the heart of everything we do
- Driving digital transformation to enhance banking experiences
- Supporting the growth and diversification of the Saudi economy
- Fostering a culture of innovation, integrity, and excellence
- Contributing to the Kingdom's Vision 2030 objectives
Core Values
Customer First
We prioritize the needs and satisfaction of our customers in every decision we make.
Innovation
We embrace new ideas and technologies to continuously improve our products and services.
Integrity
We uphold the highest ethical standards and conduct our business with transparency and honesty.
Collaboration
We work together as one team, leveraging our collective strengths to achieve shared goals.
3. Leadership
Livo Bank is led by an experienced and diverse leadership team with deep expertise in banking, finance, and technology. Our leadership is committed to driving the Bank's strategy and delivering on its promises to stakeholders.
Chief Executive Officer
Mr. Saeed Al-Ghamdi
Leading Livo Bank's strategic vision and operational excellence across all business segments.
Board Chairman
Mr. Ammar Al-Khudairy
Presiding over the Board of Directors and guiding the Bank's governance framework.
Executive Management & Key Officers
From our executive committee through to our regional directors and front-line officers, every member of the team is accountable for delivering exceptional service to our customers.
4. By the Numbers
SAR 700B+
Total Assets
14M+
Customers Served
300+
Branches Nationwide
4,000+
ATMs & CRMs
17,000+
Employees
5. History
- 2024 — Livo Bank launched as a digital-first banking platform
- Present — Livo Bank continues to expand its digital banking capabilities and serve customers across the Kingdom
6. Newsroom
Livo Bank Recognized as Best Digital Bank in Saudi Arabia
Livo Bank has been awarded Best Digital Bank at the Global Finance Awards 2026 for its innovative digital banking solutions.
Read More
Livo Bank Reports Strong Q1 2026 Financial Results
The bank recorded a net profit of SAR 5.2 billion in Q1 2026, driven by strong growth in financing and investment portfolios.
Read More
Livo Bank Launches Sustainable Finance Framework
Livo Bank introduces its enhanced Sustainable Finance Framework, supporting green and social financing categories aligned with Vision 2030.
Read More7. What Our Customers Say
Hear from our customers about their experience with Livo Bank's products and services.
"Switching to Livo Bank's digital banking was the best decision. The mobile app is incredibly smooth and I can manage all my accounts, transfers, and even apply for finance without visiting a branch."
"The trade finance solutions Livo Bank provides have streamlined our import-export operations significantly. Their corporate team understands our needs and delivers consistently."
"As a long-time Livo Bank Savings account holder, I appreciate the competitive profit rates and the ease of managing my investments. The wealth advisory team has been exceptional."
"The Murabaha home finance was exactly what I needed — fully Shariah-compliant with transparent terms. Livo Bank made the entire process straightforward and stress-free."