Personal Banking

Everything you need to manage your finances — from everyday accounts to home ownership and beyond.

Livo Bank Current Account

Livo Bank Current Account

Zero fees. Full access.

Accounts

Your everyday banking, simplified

The Livo Bank Current Account gives you fee-free access to all banking channels, a complimentary Visa debit card, and the flexibility to manage your money your way.

  • No minimum balance requirement
  • Free Visa Classic Debit Card
  • Unlimited transactions at 4,000+ ATMs
  • Free SMS and email transaction alerts
  • Apple Pay, Samsung Pay, and mada Pay
  • Instant fund transfers via SADAD
Open Account
Livo Bank Savings Account

Livo Bank Savings Account

Grow your wealth safely.

Savings

Earn competitive returns on your savings

Put your money to work with the Livo Bank Savings Account offering attractive profit rates with full liquidity and Shariah-compliant structure.

  • Competitive monthly profit distribution
  • No lock-in period — full liquidity
  • Minimum deposit of SAR 1,000
  • Free ATM and digital channel access
  • Shariah-compliant Mudaraba structure
Open Savings
Livo Bank Term Deposits

Livo Bank Term Deposits

Fixed terms. Guaranteed returns.

Accounts

Lock in competitive rates with term deposits

Livo Bank Term Deposits offer guaranteed profit returns for a fixed period from 1 to 12 months, with flexible rollover options and full SAMA protection.

  • Competitive fixed profit rates
  • Tenors from 1 to 12 months
  • Minimum deposit of SAR 5,000
  • Automatic rollover on maturity
  • Early withdrawal available with reduced profit
Profit rate (p.a.) 5.25% p.a.
Minimum deposit SAR 5,000
Tenor 1 to 12 months
Open a Term Deposit
Livo Bank Credit Cards

Livo Bank Credit Cards

Visa & Mastercard

Cards

Credit cards that reward your lifestyle

Choose from a range of Visa and Mastercard credit cards with cashback, reward points, airport lounge access, and exclusive merchant offers.

  • Up to 2% cashback on all spend
  • 0% installments at 1,000+ merchants
  • Complimentary airport lounge access
  • Contactless tap-to-pay technology
  • Worldwide acceptance via Visa/MC
Compare Cards

Compare Our Credit Cards

Find the perfect card for your lifestyle

Feature LAK Card Free Titanium Popular Platinum World Premium
Annual FeeFreeSAR 300SAR 1,000
Cashback / RewardsLak Points on all spendLak Points + 0.5% cashback2% cashback + Lak Points
Airport Lounge 4 visits/year Unlimited + Guest
Concierge Service 24/7 World Elite
NetworkMastercardVisaMastercard World Elite
Contactless
0% Installments (Flexi)
Travel Insurance
Digital Instant Issuance
Apply for a Credit Card

Other cards: Cashback, Alfursan Platinum/Infinite, UEFA Champions League, Livo Prepaid, Mada Debit, Global Multi Currency, Flexi Card

Livo Bank Debit Cards

Livo Bank Debit Cards

Mada & Visa

Cards

Spend directly from your account

Livo Bank Debit Cards link directly to your current or savings account, giving you fee-free, real-time access to your money wherever mada or Visa is accepted.

  • Free with your current or savings account
  • Contactless tap-to-pay and mobile wallets
  • Instant online and international payments
  • Real-time transaction alerts
  • Instant card lock via the Livo Bank app
Request a Card
Livo Prepaid Card

Livo Prepaid

Top up. Spend. Control.

Cards

Prepaid cards for controlled spending

Livo Prepaid gives you the flexibility of a card without linking to a bank account — perfect for gifting, budgeting, and everyday spending.

  • Reloadable anytime via the Livo Bank app
  • No credit check or minimum balance
  • Works globally wherever Visa is accepted
  • Full transaction tracking and alerts
  • Instant issuance and virtual card available
Get a Prepaid Card
Livo Bank Home Finance

Livo Bank Home Finance

Shariah compliant | Up to 25 years

Finance

Own your dream home with Livo Bank

Get up to SAR 5 million in Murabaha-based home financing with competitive fixed profit rates and flexible repayment tenors up to 25 years. SAMA approved.

  • Financing up to 90% of property value
  • Fixed profit rates for the full tenor
  • Max SAR 5,000,000 financing amount
  • Shariah-compliant Murabaha structure
  • Pre-approval within 48 hours
  • Multi-property financing available

Fixed Rates

Locked-in profit rates for the entire tenor — no surprises.

Fast Approval

Get pre-approved within 48 hours with minimal documentation.

Shariah Compliant

Approved by our Shariah Supervisory Board under Murabaha structure.

Livo Bank Auto Finance

Livo Bank Auto Finance

New & Pre-owned vehicles

Finance

Drive your dream car today

Flexible auto financing for new and pre-owned vehicles through our Murabaha-based structure. Quick approval and competitive profit rates.

  • Financing up to SAR 500,000
  • Tenors from 12 to 60 months
  • New and pre-owned vehicle coverage
  • Pre-approval via mobile app
  • Dealer network across the Kingdom
Learn More
Personal Finance

Personal Finance

Salary transfer | Instant approval

Finance

Quick personal finance when you need it

Salary transfer customers enjoy instant pre-approved finance up to SAR 2 million with zero documentation and competitive rates. Available for salaried employees, retirees, and expats.

  • Up to SAR 2,000,000 finance amount
  • Tenors up to 60 months
  • Instant pre-approved for salary clients
  • Dual Income Personal Finance available
  • Finance Transfer Program from other banks
  • Debt Rescheduling options
Apply Now
Elite Program
Premium Banking

Elite Program

Welcome to the Elite program, where wealth lies within you. Enjoy the finest offers, privileges, and dedicated banking services tailored for your financial aspirations.

  • Total relationship of SAR 1,500,000+
  • Direct deposit SAR 2,500,000 or salary SAR 75,000+
  • Personal Finance up to SAR 5,000,000
  • Residential Finance up to SAR 7,000,000
  • World Elite Credit Card with concierge
  • Special exchange rates & priority service
  • Dedicated relationship manager
Become an Elite Member

Contact: 800 244 1005

Protection

Insurance Products

Protect what matters most with comprehensive insurance solutions through our trusted partners.

Motor Insurance

Comprehensive and third-party motor insurance through Tawuniya, Arabian Shield, and Wataniya Insurance.

Building Insurance

Protect your property with building and contents insurance covering fire, theft, and natural disasters.

Travel Insurance

Travel with peace of mind — worldwide travel insurance covering medical emergencies and trip cancellations.

Life & Health

Shariah-compliant Takaful insurance for life, health, and critical illness coverage for you and your family.

Protection & Savings

Long-term savings programs with guaranteed returns and life insurance protection built in.

Debt Protection

Cover your finance obligations in case of unexpected events — job loss, disability, or death.

Payments and Transfers

Payments & Transfers

Fast, secure, and convenient

Transfers

Send money locally and internationally

From local SARIE transfers to international wire transfers, SADAD bill payments, and Quick Pay — manage all your payments from one place.

  • SARIE local transfers — instant
  • International transfers via SWIFT
  • SADAD bill payments — 5,000+ billers
  • Quick Pay — transfer without beneficiary activation
  • Beneficiary activation via automated call-back
Start Transferring

Ready to start your banking journey?

Open an Livo Bank account in minutes through our app or visit any of our 400+ branches across the Kingdom.

Open Account Online Find Nearest Branch

What Our Personal Banking Customers Say

Join millions of Saudis who trust Livo Bank for their everyday banking needs.

"The Livo Bank mobile app makes managing my accounts effortless. I can pay bills, transfer funds, and even apply for a credit card — all from my phone. It's the most convenient banking experience I've had."

Abdulrahman Al-Shammari Current Account Holder · Riyadh

"Getting my home finance approved was quick and transparent. The team explained every detail and helped me find the best plan for my family. I'm now a proud homeowner thanks to Livo Bank."

Sarah Al-Qahtani Home Finance Customer · Jeddah